These Terms of Use (the “Terms”) are a binding agreement between you and WorkOutLoud, Inc., a Delaware corporation (“WorkOutLoud,” “WOL,” “we,” “us,” or “our”). They govern your access to and use of WorkOutLoud websites, applications, branded communities, communications, artificial-intelligence features, and related services that link to these Terms (collectively, the “Services”).

By creating an account, accepting an invitation, or accessing or using the Services after receiving notice of these Terms, you agree to them. If you do not agree, you must not access or use the Services.

1. Other agreements and community rules

These Terms should be read with our Privacy Policy, Cookie Policy, and any applicable community rules. Your access may also be governed by a written agreement between WorkOutLoud and you or the Community Sponsor (an “Additional Agreement”). An Additional Agreement controls for the parties and subject matter it expressly covers if it conflicts with these Terms.

A Community Sponsor may publish additional membership requirements, codes of conduct, program rules, or privacy disclosures. Those requirements apply between the Community Sponsor and its participants and do not make the Community Sponsor an agent of WorkOutLoud.

2. Eligibility and authority

You must be at least 18 years old to create an account unless WorkOutLoud and the Community Sponsor have expressly authorized a different minimum age in compliance with applicable law. The Services are not directed to children under 13. If you are under the age of legal majority where you live, you may use the Services only with permission from your parent or legal guardian and where the applicable community permits it.

If you use the Services for an employer, association, customer, or other organization, you represent that you have authority to bind that organization where applicable.

3. Accounts and security

You must provide accurate, current registration information, keep it updated, and protect your credentials. You may not share an account or credentials, use another person’s account without authorization, create accounts through automated means without written permission, or impersonate another person or organization. Promptly report suspected unauthorized access to info@workoutloud.com.

4. Community Sponsors

A Community Sponsor may invite or remove participants, establish community rules, appoint administrators and moderators, configure visibility and features, select integrations, and make decisions about membership, events, professional programs, or other activities. WorkOutLoud provides the platform but does not own, operate, endorse, or speak for the Community Sponsor, and does not control the sponsor’s independent decisions or representations.

5. Limited right to use the Services

Subject to these Terms and any Additional Agreement, WorkOutLoud grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable right to use the Services for their intended purposes. You may not copy, sell, lease, sublicense, reverse engineer, circumvent access controls, scrape, harvest, or commercially exploit the Services except as applicable law permits or WorkOutLoud authorizes in writing.

6. WorkOutLoud property

The Services, including their software, interfaces, designs, documentation, trademarks, logos, and WorkOutLoud-created content, are owned by WorkOutLoud or its licensors and protected by law. These Terms grant no rights in that property beyond the limited right in Section 5. If you voluntarily provide product feedback, you grant WorkOutLoud a perpetual, worldwide, irrevocable, royalty-free right to use it without restriction or compensation, provided we do not publicly identify you as its source without permission.

7. User Content

“User Content” includes profiles, posts, comments, reactions, messages, files, images, audio, video, links, event content, survey responses, AI prompts and outputs, and public or private communications that you submit, upload, post, transmit, or otherwise make available through the Services.

Ownership. You retain ownership of your User Content.

Operational license. You grant WorkOutLoud and its service providers a non-exclusive, worldwide, royalty-free license to host, store, reproduce, format, transmit, display, secure, support, maintain, and otherwise process User Content only as reasonably necessary to provide the Services; honor your actions and visibility choices; follow lawful Community Sponsor instructions; enforce applicable policies; protect the Services and users; and comply with law. This license does not give other users a general right to commercially reuse your content.

Your responsibility. You represent that you possess all rights and permissions necessary to submit the User Content and grant this operational license. You remain responsible for your User Content.

8. Prohibited content and conduct

You may not create, submit, transmit, promote, coordinate, attempt, direct, or facilitate content or conduct that violates law, another person’s rights, these Terms, WorkOutLoud policies, community rules, or platform safety. Prohibited activity includes:

• threats, violence, harassment, stalking, bullying, or doxxing;
• hate or unlawful discrimination;
• sexual exploitation, child sexual abuse material, grooming, or non-consensual intimate imagery;
• fraud, scams, impersonation, or deceptive identities;
• defamation or deliberate harmful deception;
• infringement of copyright, trademark, privacy, publicity, confidentiality, or other rights;
• spam, unauthorized solicitation, scraping, or directory harvesting;
• malware, unauthorized security testing, access-control bypass, or interference with the Services;
• unauthorized disclosure of credentials, protected health information, confidential information, or regulated data;
• evasion of enforcement through replacement accounts or coordinated activity; or
• AI-assisted conduct that would be prohibited if performed without AI.

9. Moderation and enforcement

WorkOutLoud and authorized Community Sponsors may review, restrict, remove, preserve, or disclose content and may limit, suspend, or terminate access when reasonably necessary to enforce rules; protect users or third parties; respond to security, fraud, safety, or child-protection risks; comply with law or valid legal process; or prevent harm. WorkOutLoud is not obligated to monitor all content or activity and may act immediately for serious safety, security, fraud, child-protection, or unlawful-conduct concerns.

10. Privacy and sensitive information

Our Privacy Policy explains how WorkOutLoud handles personal information. A Community Sponsor may separately be responsible for information in its community. Do not submit highly sensitive information—including protected health information, financial account credentials, government identifiers, or export-controlled information—unless the relevant feature and written customer agreement expressly authorize it.

11. AI-enabled features

AI outputs may be inaccurate, incomplete, outdated, biased, or offensive. They are not substitutes for professional judgment and must not be relied on as medical, legal, financial, employment, credentialing, or other professional advice. You are responsible for reviewing outputs before using or sharing them. Do not submit highly sensitive information to an AI feature unless that feature and a written customer agreement expressly authorize it.

12. Third-party services and links

The Services may link to or interoperate with third-party websites, applications, content, or services. WorkOutLoud does not control them and is not responsible for their availability, security, content, or practices. Your use of a third-party service may be governed by that provider’s terms and privacy policy.

13. Service changes and availability

We may modify, suspend, or discontinue features to improve the Services, address security or legal issues, respond to third-party dependencies, or manage the business. Service levels and support commitments, if any, are governed by the applicable Additional Agreement.

14. Suspension and termination

You may stop using the Services at any time. A Community Sponsor may terminate your access to its community. We may suspend or terminate access if you materially or repeatedly violate these Terms, create legal or security risk, fail to pay applicable fees, or if an Additional Agreement ends. When circumstances permit, we will provide notice and a reasonable opportunity to cure; we may act immediately for serious misconduct, fraud, security threats, unlawful conduct, or risk of harm.

15. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WORKOUTLOUD DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

WORKOUTLOUD DOES NOT WARRANT THAT THE SERVICES, USER CONTENT, AI OUTPUTS, OR THIRD-PARTY SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, ACCURATE, COMPLETE, OR FREE OF HARMFUL COMPONENTS. Some jurisdictions do not allow certain disclaimers, so some of the foregoing may not apply to you.

16. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WORKOUTLOUD AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR BUSINESS OPPORTUNITY; OR THE COST OF SUBSTITUTE SERVICES, ARISING FROM OR RELATED TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED THAT SUCH DAMAGES WERE POSSIBLE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THEIR TOTAL AGGREGATE LIABILITY ARISING FROM OR RELATED TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID DIRECTLY TO WORKOUTLOUD FOR THE AFFECTED SERVICES DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

For a Community Sponsor with an Additional Agreement, the liability allocation in that agreement controls. These limitations do not apply where prohibited by law or to liability that cannot legally be limited.

17. Indemnification

To the extent permitted by law, you will defend, indemnify, and hold harmless WorkOutLoud and its affiliates, officers, directors, employees, and agents from third-party claims, losses, liabilities, damages, judgments, costs, and reasonable attorneys’ fees arising from your User Content, material violation of these Terms, violation of law or another person’s rights, or misuse of the Services. This does not require an individual consumer to indemnify WorkOutLoud for claims caused by WorkOutLoud’s own unlawful conduct, negligence, or breach of these Terms.

18. Governing law and courts

Delaware law governs these Terms and disputes arising from them, without regard to conflict-of-laws principles. Except for eligible small-claims matters and requests for temporary or injunctive relief, lawsuits must be brought exclusively in the state courts located in New Castle County, Delaware, or the United States District Court for the District of Delaware. You and WorkOutLoud consent to personal jurisdiction and venue there.

If you are a consumer, this section does not waive non-waivable rights or protections provided by the law of your place of residence. An Additional Agreement may establish a different governing law or forum.

19. Changes to these Terms

We may update these Terms. We will identify the effective date and provide reasonable advance notice of material changes through the Services, email, or another appropriate channel. If law requires renewed consent, we will request it. Continued use after the effective date of properly noticed changes constitutes acceptance to the extent permitted by law. If you do not agree, you must stop using the Services.

20. General provisions

These Terms and applicable Additional Agreements constitute the entire agreement regarding their subject matter. Failure to enforce a provision is not a waiver. If a provision is unenforceable, it will be modified only as necessary and the remainder will remain effective. You may not assign these Terms without our written consent; WorkOutLoud may assign them in connection with a merger, reorganization, sale of assets, or by operation of law. Provisions that by their nature should survive termination will survive, including ownership, disclaimers, limitations of liability, indemnification, dispute terms, and these general provisions.

21. Contact information

WorkOutLoud, Inc.
Attn: Legal
4154 Shoreline Drive, Suite 210
Spring Park, Minnesota 55384 USA
Email: info@workoutloud.com
Phone: 1-800-819-1190